Protected - Your insurance
You benefit from an innovative, flexible insurance product with the highest level of security. The insurance product is compliant with the requirements of the German Financial Market Supervisory Authority (BaFin). Our insurance partner Liechtenstein Life Assurance AG is regulated by the Liechtenstein Financial Market Authority (FMA), which regularly audits that the insurance company can meet its obligations to its clients at all times. You enjoy the product quality of a German insurance solution with the security and flexibility of the Liechtenstein financial market.
Protected - Your pension
Secure your profits in good time, and protect your savings from losing value.
When you turn 55, we'll give you suggestions for moving your accumulated assets into low-risk investments. We want to prevent your savings from losing too much of their value in the event of negative developments on the stock market. Of course, it's completely up to you whether you move your savings or not.
Protected - Your money
When the contract begins: We'll open a securities account for you at our partner bank. You provide a current account to handle disbursements. Your regular savings are transferred to our insurance partner's clearing account. They are used to purchase fund units which are then deposited in your securities account. Your money is protected in the event of insolvency. The securities account is covered by the right to restitution. Within our insurance company, your money is classed as a special asset, held separately from our insurance company's capital. Your money is untouchable, whether in the event of prosperity's bankruptcy or the insolvency of the partner bank or fund company. You remain in possession of your savings.
Protected - Your data
To make sure that you really are who you say you are, we offer video ID authentication. You will need your ID card for this. Your personal data is protected in line with the General Data Protection Regulation (GDPR). We use modern IT infrastructure, with our servers located in Germany, to prevent your data from being accessed by unauthorised parties. Personal data and account data are stored and transmitted in encrypted form (TSL/SSL). Cloud-based infrastructure ensures that your data is always protected and systems are available at all times.
Prosperity is regulated by BaFin (German Federal Financial Supervisory Authority).
Our partner insurance company is regulated by FAM (Liechtenstein Financial Market Authority).