Retirement planning – simple and flexible

Without lots of paperwork or confusion regarding fees

  • No acquisition fees
  • No hidden costs
  • Flexible deposits and withdrawals
  • Exit free of charge at any time
  • Individual risk and investment test
I'd like to take part

Well-known from:

This is how it works

We’ve made life insurance worthwhile again

Our product is NEW: a combination of modern investment plus risk insurance plus guaranteed pension.
You register on our website and choose your own preferences. That saves time and money.

What is your situation like?

 

I am years old,
will start retirement at 67 years of age
and would like to receive
approximately € a month.
I therefore need to invest
99 € a month.
Note:It is stipulated by law that surviving dependents receive the balance plus 10% or more in case of death. Register now free of charge

Test your retirement gap

Coming Soon...

You enjoy the advantages of classic life insurance and a modern investment.

Transparent and more economical

You pay us 5€ per month if the sum of the deposits and withdrawals in the previous term of the contract are less than 10,000€ and 1% of the existing fund assets.

Transparent and more economical

You pay us 5€ per month if the sum of the deposits and withdrawals in the previous term of the contract are less than 10,000€ and 1% of the existing fund assets.

More flexible

You decide when and how much you would like to deposit or withdraw. Or when you’d like to pause payments. Or even exit free of charge. That’s wouldn’t be clever, though.

More flexible

You decide when and how much you would like to deposit or withdraw. Or when you’d like to pause payments. Or even exit free of charge. That’s wouldn’t be clever, though.

Projectable and secure

You will receive consistent payments for the rest of your life once you enter retirement. Guaranteed.

Projectable and secure

You will receive consistent payments for the rest of your life once you enter retirement. Guaranteed.

Simply clever

On top of that, you will enjoy tax benefits because you don’t have to pay tax until the end of the term and at a lower tax rate. That is called the compound interest effect.

Simply clever

On top of that, you will enjoy tax benefits because you don’t have to pay tax until the end of the term and at a lower tax rate. That is called the compound interest effect.

Cost comparison

Register now free of charge

This is how easy it works

  • 1

    Register using your personal data

    Please have your personal identification document and tax number at hand. We require them to exclude users from the USA. Sorry, guys!
  • 2

    Take the individual risk test

  • 3

    3 Select your risk category:
    3, 4, or 5. Now transfer at least 100 EUR. Finished!

  • 4

    What does risk category mean?

    Please have your personal identification document and tax number at hand. We require them to exclude users from the USA. Sorry, guys!

PROSPERITY SECURITY

Risk category 3

PROSPERITY BALANCED

Risk category 4

PROSPERITY RENDITE

Risk category 5
*Risk categories range from 1 (very safe) to 7 (very risky)

What our clients say

Bettina S. from Kempten

The flexibility wins me over!

“I can decide at any time when and how much I’d like to deposit or withdraw. That gives me a great feeling!”
Hannes F. from Berlin

Finally everything under control

“Retirement planning used to get on my nerves. Thanks to prosperity, I now have everything under control.”
Martina K. from Hamburg

Fair consultation

“I can always reach somebody when I have questions. And nothing is sold to me. Instead, I receive fair and competent consultation.”

Steffen M. from Osnabrück

More economical than the competiton

“I made the effort and compared the costs to other competitors: The overall costs of 1% p.a. on deposited amounts are really most economical here.”

What do experts say?

Christoph Boeckle

prosperity finance expert

“An average earner, with perhaps 1,800 EUR a month of net disposable income, will receive an average of 600 EUR as retirement payment. That means that, despite the fact that costs rise as we get older due to illness, medical treatment and nursing care, you’ll have less at your disposal. Even those whose retirement approval statements say that they will receive more, will experience an unpleasant surprise, since most people don’t take inflation into consideration. Those who are satisfied today that a retirement approval statement for – let’s say – 1,200 EUR will be sufficient for the future, may not be able to live on that amount under normal circumstances in 20 to 30 years’ time.”

What questions do you have?

Dennis Lehmann

Manager Customer Care

You can reach me Mondays to Fridays from 8:00 AM to 8:00 PM on 030/120 87 87 20 and I’ll be happy to answer your questions.