Model calculation

The amount of effective performance depends on the actual performance of the funds or the investment strategy and cannot be predicted. The maturity benefits or annuity amounts calculated for the 3 performances represent neither upper nor lower limits for the actual payout amount. Rather, they are to be understood exclusively as an exemplary representation and are therefore not guaranteed.

Risk notice

Please note that due to fluctuations in the capital markets, the payout amount from the insurance contract may be less than the sum of the paid-in premiums, and theoretically, a loss of value is possible. The investment and issuer risk is borne exclusively by the policyholder.

Disclaimer

The values stated are based on a fictitious, constant increase in value of the selected funds or investment strategy after deduction of any custody account management fee due. The information on the forecast values is therefore non-binding. Past performance is not indicative of the future performance of a fund or investment strategy. The actual result depends on market developments (e.g. price, interest rate, and currency fluctuations) and may therefore be higher or lower. Except for the guaranteed annuity factors and the agreed guaranteed endowment benefit as of the validity date of the premium guarantee, the stated values cannot be guaranteed.

Value certificate

You will receive an annual certificate confirming the current value of your investment assets.